Take 5 Steps to Protect Your Privacy and Financial Information

Identity theft and fraud targeting your financial information and well-being continue to increase. In its latest figures, the Federal Trade Commission reported a 47% percent increases in identity theft complaints from 2014 to 2015. A Department of Justice Survey indicated that 17.6 million Americans experienced ID theft in 2014. Digital devices and online connectivity make life more efficient and convenient. But the advantages may also lead to increased risk of identity theft and financial fraud that target your money. Taking the following 5 steps can provide significant protection for yourself and your money.

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Millennials: All About (Your) Credit

I'm betting that you know what credit is: an arrangement for you to pay for something at a later date. "Okay, gimme the car today, and I'll pay you later."

You've also heard of credit scores, right? But do you know how important that credit score is to the rest of your life?

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It's Holiday Time. Don't Let Your Guard Down

It's holiday time and for most people, their security and privacy are not foremost in their thoughts. Yet many hazards and threats are more prevalent during this season of the year. Shopping safely locally and online and safety around the home are important. Here are some tips and resources to help keep you and your family safe and your sensitive information secure.

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What You Should Know About the New Broadband Privacy Rules

The Federal Communications Commission (FCC) has adopted rules that require broadband Internet Service Providers (ISPs) to protect the privacy of their customers. The new rules will provide consumers with better control of how broadband ISPs use and share their data. The rules also require broadband ISPs to better protect personal information. The ISPs impacted include those providing fixed and mobile broadband to people's homes.

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With the Holiday Shopping Season Upon Us, Beware of Fake Apps

With more and more people using mobile devices for shopping, scammers have turned to apps to target consumers. Fake retail and product apps have been around for some time but are now becoming more widespread.

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Gotcha! Invisible Advertising Targets You (Some More)

Remember our video and articles about "Invisible" or Native Advertising a couple of months ago? You know, the move by advertisers to trick us into thinking one-sided advertising is actually balanced information? Or thinking that "sponsored" content, such as an "educational" article or entertaining video, is not advertising.

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What You Should Know About the Internet of Things & DDoS Attacks

On October 21st, many people had trouble accessing dozens of popular websites and services as a result of a distributed denial-of-service (DDoS) attack that targeted Dyn, a major Domain Name System (DNS) hosting service. In this news brief we'll address what DDoS attacks may mean to you and what you should do.

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Credit Report Errors Can Ding Your Wallet and Life! What to Do

Errors in the information on your credit reports can hurt your financial and personal life. Errors can lower your credit score, resulting in paying higher interest rates on car loans, mortgages, and credit cards or in being turned down for a loan. Insurance companies and employers often use information based on your credit report to make decisions; erroneous information on your credit report could mean paying more for insurance or being turned down for a job. Checking your credit report regularly using www.annualcreditreport.com can help you correct errors in a timely manner.

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Don't Get Caught by This Fake IRS Tax Form Scam

There is a new scam that is sending people fake tax forms related to the Affordable Care Act. It may come by email or by mail and indicates that the recipient underreported their 2014 income as it relates to Affordable Care Act coverage and they owe additional taxes. It includes a fake CP2000 notice for tax year 2015.

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Internet of Things: All of Your Devices Are at Risk of Scammers, Malware, ID Theft, Etc.

You already know that your home is becoming one big connected digital environment, right?

For example, you can now set room temperatures at home from work, so it is nice and toasty—or cool—when you get home. Nice!

Or how there are now refrigerators with internet capabilities. They can track when you finish your yogurt and automatically reorder your supply with your local supermarket to have it delivered right to your doorstep. Lovely!

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Beware of Two Popular Ways to Finance a Home with Poor Credit

Owning a home is the American Dream. In fact, most renters in a recent survey indicated that they’d like to buy a home. But the combination of tightened mortgage requirements after the 2008 housing crisis and the slow post-recession recovery of employment and income for many Americans has meant that many people may not qualify for a conventional mortgage. Having a spotty or poor credit history makes it hard to meet these mortgage requirements.

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What Everyone Should Do as a Result of the Yahoo Breach

Yahoo announced on September 22 that user account information associated with at least 500 million accounts was stolen in late 2014. The information stolen may include names, email address, telephone numbers, dates of birth, hashed passwords, encrypted and unencrypted security questions and answers. The ongoing investigation hasn't uncovered any evidence that unprotected passwords, payment card or bank information was included. Payment card and bank information was not stored in the affected system. Yahoo is notifying potentially affected users by email.

Yahoo has provided the following information:

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Facebook User? Be Alert for These Scams

With millions of daily users, Facebook has become an effective way for scammers to find victims. There are many scams and variations. Most are after your personal information either through phishing or malware. Some disappear for a while but return, sometimes with a new twist. Some of these scams or variants have also appeared in emails or on other sites. While a hoax typically doesn't pose a threat to your personal information, they are deceiving.  Here are some of the most prevalent scams and hoaxes.

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FoolProof's Top 238 Money Mistakes to Avoid in College

If we wanted to, we could probably come up with hundreds of ways college students throw away money. I know. I made a lot of mistakes when I was younger!

Students are heading back to college now so let's focus on some of the main reasons why college can be a financially tough time for a lot of them.

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    • Financial Well-being


      Want to improve your credit score? Want to cut your tax bills?  Like to tear up hundred dollar bills? (You're probably doing that). How about this:  want to wake up retired and without money?  Your Financial Well-being rules your life.  We put you in charge of the rules.

       

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    • Privacy Rights

      Every worry about identity theft?  Worry about young people and the dangers of the web? Mind if I read your private emails?  Or browse through your medical records? This section takes you into the scary world of privacy, fraud and identity theft.  FoolProof gives you the information you need when it comes to identity theft and privacy issues.   

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