Remar's Report

End of the Year Tax Saving Tips

The end of the year is fast approaching and many people are focusing on the holidays. But you should take a bit of time to ensure that you are taking advantage of the many ways you can save on your 2018 income tax. These tips can help.

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The Holiday Shopping Season Has Begun! Plan Ahead With These Tips

The holiday shopping season is here. Black Friday and Cyber Monday are no longer just one day. Many retailers, online and off, offer deals for several weeks leading up to Thanksgiving weekend and continue well into December. Before taking advantage of any "deals," do your homework.

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How Often Do You Review Your Insurance Coverage?

Insurance in its various forms helps protect us from financial loss, yet we don't think much about it until we need it. Reviewing your insurance policies can ensure you have the right coverage at the right cost. Life changes, such as marriage, divorce, a new addition to the family, buying a home, a child going off to college, a job change, or retirement, can impact your insurance needs. Make it a habit to review your coverage at renewal or open enrollment time.

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Improve Your Web Browsing With These Tips

The Internet can be wonderful with lots of information and entertainment at your fingertips. But users can be annoyed or frustrated by items on web sites that they can't control. Some sites allow you to choose settings or preferences but you have to sign up. Signing up may be fine if you regularly visit a site but not if you don't. Lack of control can also impact your online privacy and security. So what can you do? The following tips can help you improve your browsing experience.

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Pros and Cons of Paying Over Time

How often do you choose to pay for something over time? You have chosen to pay over time when you've used a loan or credit card to pay for something. While choosing to pay over time can be convenient, it can also be costly if you don't consider interest, fees, and other charges. Keep more of your money by minimizing the amount of interest you pay by paying off the debt as soon as possible. There are situations in which paying over time is the right choice and situations when it is not.

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Digital Assistants, Data Collection and Your Privacy

What do Alexa, Google Assistant, Cortana, Amazon, Google, Facebook have in common? Lots of information that they have saved about each of us. Depending on the service, the information can include what we've searched for, what we've bought, what we've shared, what sites we've visited, where we've been, photos, documents, and much more. In some cases, we have chosen to provide or store information with a service but in others information has been collected without our explicit permission.

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