What You Need to Know About Recent Social Security Changes

In late October as part of the budget bill, three social security options for claiming benefits were eliminated. These options are file and suspend, restricted applications, and retroactive lump sum payments. The elimination of these options do not affect how Social Security benefits are calculated.

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Do Fitness Apps and Devices Protect Your Health Information?

Do you have a wearable health or fitness tracker? Do you use health or fitness apps? Are you giving someone a fitness tracker or other gadget this holiday season? If you answered yes to any of these questions, read on.

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Don't Get Caught by These Phone Scams!

We lead busy lives. In the hustle and bustle of each day, we use our phones to keep in touch with family and friends, make appointments, gather information, and much more. Scammers hope to take advantage of this to steal our money and/or identity. There are many ways scammers use our phones both old and new.

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Received a Chip Card? Here's What You Should Know

Have you received a new credit or debit card recently? Did you notice a metallic chip on the front? These chip cards are replacing cards with only magnetic strips. These cards will help reduce fraud by generating a unique code needed for approval for each transaction. The code is only good for that transaction. Payment information is encrypted in the chip.

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What You Need to Know About the VW Clean Air Act Violations

On September 18th, the EPA issued a notice of violation of the Clean Air Act to Volkswagen. It alleges and VW has admitted that software installed in certain vehicles circumvents EPA emissions standards for certain air pollutants. Vehicles involved include four-cylinder Volkswagen and Audi diesel cars, model years 2009-2015.

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Do You Know How Your Auto Insurance Rate is Determined?

Many consumers believe that their driving record is one of the primary factors used to determine the premium for their auto insurance. Unfortunately, that is not true for many people. Consumer Reports conducted a two-year investigation, in which they analyzed more than two-billion car insurance price quotes from more than 700 companies in all general U.S. ZIP codes. They found that auto insurance companies are now using credit scores and other socioeconomic factors more than driving habits to determine premiums.

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