Financial Well-being
Want to improve your credit score? Want to cut your tax bills? Like to tear up hundred dollar bills? (You're probably doing that). How about this: want to wake up retired and without money? Your Financial Well-being rules your life. We put you in charge of the rules.
What Is a “Credit Score” And How Can It Affect Your Credit?
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- Parent Category: Remar's Report
- Published on Wednesday, 28 October 2015 05:19
- Hits: 3860
What is your credit score? And why is it important? In this report, we give you some basic facts about credit scoring that highlight its importance to your financial health. Credit scoring is a system of statistically analyzing credit reports that provides a simple three-digit score comparing an individual's past and current credit performance to that of similar consumers. Your credit score provides lenders, or other potential creditors such as insurance companies or landlords, a quick, fairly objective way to assess your creditworthiness—or likely ability to pay back a loan or mortgage or pay the rent. Knowing your credit score (along with regularly checking your credit report) is a smart thing to do.
Tips for Improving Your Credit Score
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- Parent Category: Remar's Report
- Published on Tuesday, 27 October 2015 05:21
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Whether your credit is already good or could use some improvement, managing your personal finances in ways that enhance your creditworthiness is always smart. Adopting sound practices that enhance your credit score is a good place to start.
The topic of credit scores has been in the personal finance news since credit reporting agencies began to make such scores available to consumers several years ago. This event has opened the door to a number of Web-based companies that offer to provide your score — along with outrageous fees — for what may be inaccurate information. You can get all this information yourself for much less. The FoolProof Report, "What is a Credit Score, and How Can it Affect Your Credit?" explains credit scoring and tells you how to get accurate information about your score for a reasonable fee.
Do You Have These Important Planning Documents in Order?
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- Parent Category: Remar's Report
- Published on Sunday, 25 October 2015 15:02
- Hits: 1208
If an incapacitating illness or accident were to strike suddenly, would your family (or other designated person) know where to find important documents related to your finances, health care, and personal information and assets?
An important part of managing all of your assets is making a plan that details what you’d like to happen in the future under various life circumstances. These range from illness or accident to death. This process is usually called "estate planning." And doing this planning is important whether you are young and just starting out or older and reaching retirement age. Even if you haven’t made a formal plan, you have assets and documents that ought to be organized for your use and so that your spouse, children, or designee can find them easily in case of an emergency.
Are You Saving for Your Kids' College?
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- Parent Category: Remar's Report
- Published on Saturday, 24 October 2015 20:57
- Hits: 1516
Tips for Success No Matter When You Start
In September, parents' thoughts turn naturally to school, don’t they? September is also National College Savings Month. Whether your child is 5 or 15, it’s never too early or too late to think about saving for higher education. Higher education at colleges and universities and technical schools pays off in higher regular and lifetime earnings and lower unemployment rates for most people. For example, the U.S. Census Bureau estimates than individuals with a bachelor’s degree will earn an average of one million dollars more over their lifetime than individuals with a high school diploma.
Vacation or Staycation—Are You Getting the Most for Your Money?
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- Parent Category: Remar's Report
- Published on Friday, 23 October 2015 23:57
- Hits: 2333
Summer is here and for many people that means it's vacation time. Even if your family economy is still as sluggish as the general economy, you don't have to forego summer fun. And even if you haven't made plans, it's not too late to get the most for your money. Here are more than 25 tips on how!
Financial Well-being Articles
What Is a “Credit Score” And How Can It Affect Your Credit?
What is your credit score? And why is it important? In this report, we give you some basic facts about…
Tips for Improving Your Credit Score
Whether your credit is already good or could use some improvement, managing your personal finances in ways that enhance your…
Do You Have These Important Planning Documents in Order?
If an incapacitating illness or accident were to strike suddenly, would your family (or other designated person) know where to…
Are You Saving for Your Kids' College?
Tips for Success No Matter When You Start In September, parents' thoughts turn naturally to school, don’t they? September is also…
Vacation or Staycation—Are You Getting the Most for Your Money?
Summer is here and for many people that means it's vacation time. Even if your family economy is still as…
Retirement Planning: It's Never Too Early or Too Late
Whether retirement is many years away or just a few years in the future, preparing for it is important. With…
Rethinking Debt
Putting Money In Your Pocket Special note from Remar: This Remar's Report is going to sound like a commercial for [CU…
Looking for Extra Money? Which Options Are Risky? Which Are Real?
With economic times still tough for some consumers, some of us are looking for ways to acquire some extra cash…
Thinking About Home Improvement? What Do You Need to Know? Tips for Saving Money and Avoiding Rip-Offs
In the spring, a homeowner's thoughts turn naturally to home improvement. As sure as the flowers bloom, however, the thoughts…
Considering Debt Settlement? Why That's Probably a Dangerous Idea
At the end of 2015, U.S. consumers' credit card debt had grown to over 900 billion dollars. Average household credit…
Manage Your Finances Digitally – Online Services are Quick, Convenient, and Secure
How busy are you? Very! Isn't that right? Most of our "to do" lists are a mile long. How would…
What Will New Credit Card Regulations Mean for You?
In late August 2009 and February 2010 the new credit card rules designed to protect consumers took effect. They are…
Improving Your Home's Energy Efficiency Can Save Money
Even though the economy has improved, many consumers are still looking for ways to save money. Making improvements to save…
Tips to Enhance Your Plans to Save More
Overall, we Americans are saving more money. That's one positive thing, at least, that the recent recession has prompted us…
Saving Money on Entertainment and Shopping
Depending on the time of the year, vacations, holiday shopping, and unexpected expenses can empty wallets. At times like this,…
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